We understand the things you value most

Insurance Services2019-09-11T10:46:25+02:00

We’ve built our insurance services around the reality that cover has become a commodity. What sets us apart is our ability to work with you and your stakeholders, to protect the things that really matter to your business.

Not convinced? When you’re insuring assets and liabilities, we’re thinking about what you’re truly protecting. Tangible losses are only part of what we see.
We see your time, and that it needs to be focused on what’s truly important to you. We see that if your risky venture folds, you’ll have the peace of mind to know your business will survive to explore other opportunities. We see a reputation that you have the means to protect, and we see the sustainability you can promise your employees, families, and clients.

We see you moving forward.

This is why Econorisk will always drive the importance of insurance as an essential component of a well-constructed risk management programme.
Econorisk’s team of experienced individuals and business partners have been putting our clients first in all that we do since 2001. We’re capable of meeting all the diverse, risk-related needs of individuals and businesses alike, and we make it our business to stay abreast of all the latest developments. We have the ability to apply lateral thinking to our clients’ more innovative challenges, and to make sure that risk is the last thing that holds them back.

Corporate and Commercial

Protect your property, personnel, and reputation with prudent cover designed specifically for corporate.

  • Accidental Damage
  • Accounts Receivable
  • Assets All Risks programmes
  • Buildings Combined
  • Business All Risks
  • Business Interruption
  • Business Interruption (SASRIA – riot)
  • Defective Workmanship
  • Electronic Equipment All Risks
  • Employers Liability
  • Employment Practices Liability
  • Fidelity Guarantee and Commercial Crime
  • Fire
  • Glass
  • Goods in Transit
  • Group Personal Accident
  • Money
  • Motor Traders – Internal and External Risks
  • Motor Vehicles Including Motorcycles
  • Office Contents
  • Products Liability
  • Public Liability Including Broadform
  • SASRIA (Riot)
  • Stated Benefits
  • Theft
  • Travel

Domestic

The right domestic insurance means peace of mind that the things you value most are protected. Econorisk offers cover for home, vehicles and valuables, either individually for our unique domestic clients, or as a group scheme for our commercial and corporate clientele.

  • Householders (contents)
  • Homeowners (buildings)
  • Personal Liability
  • Personal Accident
  • Personal All Risks
  • Motor Vehicles
  • Watercraft

Specialist & Niche Products

Some risks might be less common, but their impact is no less significant.

As a specialist insurer, Econorisk cultivates expert knowledge of particular risks, and provides policies tailored to fit your needs. Nothing is left to chance.

Engineering Risks

  • Contractor’s All Risks
  • Deterioration of Stock
  • Loss of Profits
  • Machinery Breakdown
  • Plant All Risks
  • Works Damage

Aviation Risks

  • Aviation
  • Aviation Personal Accident
  • Hangar Keepers

Credit & Political Risks

  • Confiscation, Nationalisation
  • Riot wrap-around
  • Local & Export Credit Guarantee

Performance Guarantees

  • Guarantees as an alternative to bank-issued guarantees
  • Guarantees such as bid bonds, supply guarantees, performance bonds, court bonds and custom bonds

Specialist Liability

  • Defamation/Libel and Slander
  • Directors and Officers Liability
  • Extortion/Kidnap & Ransom
  • Inefficacy/Financial Loss
  • Product Recall
  • Product Guarantee
  • Professional Indemnity
  • Pollution
  • Umbrella Liability

Marine Risks

  • Marine Cargo
  • Marine Hull
  • Stock Throughput
  • Marine Liabilities
  • ALOP (Advance Loss of Profits)
HeavyCommercialVehicleInsurance

Heavy Commercial Vehicle Insurance

The commercial transport industry is steered by a string of events – some more controllable than others. The more you manage the risk, the smoother the road ahead. At Econorisk, we know what it takes to keep your business moving and offer specialised insurance for commercial fleets.

Some of the key benefits of a Heavy Commercial Vehicle (HCV) policy through Econorisk:

  • Bespoke product offering to suit transporters needs
  • Deep understanding of the industry and transporters unique requirements
  • Full risk assessment
  • Comprehensive policy management and the best advice
  • Premium Finance
  • Deposit premiums and refunds
  • Road side assistance
  • Third party liability to match the client’s needs
  • Live video tracking to monitor driver behaviour

Driver Product

We understand the value and impact a driver has on your business and offer a tailor made healthcare plan for your drivers.

  • Accident Cover – up to R300 000 for in hospital treatment
  • GP Visits – 4 per annum
  • Medication for 5 chronic diseases
  • HIV Medication & Management
  • Health Screenings
  • Lifestyle Management – counselling, trauma support and child services

Business Intelligence

Econorisk is able to offer a single analytics platform that consolidates your data from a number of sources, including vehicle telematics, third party devices and financial and ERP systems data.