We’ve built our insurance services around the reality that cover has become a commodity. What sets us apart is our ability to work with you and your stakeholders, to protect the things that really matter to your business.
Not convinced? When you’re insuring assets and liabilities, we’re thinking about what you’re truly protecting. Tangible losses are only part of what we see.
We see your time, and that it needs to be focused on what’s truly important to you. We see that if your risky venture folds, you’ll have the peace of mind to know your business will survive to explore other opportunities. We see a reputation that you have the means to protect, and we see the sustainability you can promise your employees, families, and clients.
We see you moving forward.
This is why Econorisk will always drive the importance of insurance as an essential component of a well-constructed risk management programme.
Econorisk’s team of experienced individuals and business partners have been putting our clients first in all that we do since 2001. We’re capable of meeting all the diverse, risk-related needs of individuals and businesses alike, and we make it our business to stay abreast of all the latest developments. We have the ability to apply lateral thinking to our clients’ more innovative challenges, and to make sure that risk is the last thing that holds them back.
Corporate and Commercial
Protect your property, personnel, and reputation with prudent cover designed specifically for corporate.
- Accidental Damage
- Accounts Receivable
- Assets All Risks programmes
- Buildings Combined
- Business All Risks
- Business Interruption
- Business Interruption (SASRIA – riot)
- Defective Workmanship
- Electronic Equipment All Risks
- Employers Liability
- Employment Practices Liability
- Fidelity Guarantee and Commercial Crime
- Goods in Transit
- Group Personal Accident
- Motor Traders – Internal and External Risks
- Motor Vehicles Including Motorcycles
- Office Contents
- Products Liability
- Public Liability Including Broadform
- SASRIA (Riot)
- Stated Benefits
The right domestic insurance means peace of mind that the things you value most are protected. Econorisk offers cover for home, vehicles and valuables, either individually for our unique domestic clients, or as a group scheme for our commercial and corporate clientele.
- Householders (contents)
- Homeowners (buildings)
- Personal Liability
- Personal Accident
- Personal All Risks
- Motor Vehicles
Personal Policyholders can download the Econorisk Mobile App to enjoy a number of features and services:
- Seamless access to value-added services
- An integrated self-service web portal compatible on tablets, laptops and PC’s
- View policy schedule in real-time
- ‘Uberised’ Roadside Assistance
- Accident Management
- Lodge a claim on the app and web-based portal
- Built-in accident manager to help you capture all the relevant information including third party details through the license disk and driver’s license disk scanning functionality
- Vehicle and Motorcycle Pre-inspection – take photos of the vehicle/bike, scan the license disk to capture the relevant details
- Home Pre-inspection – take photos of the household items, per room and capture the item values
- Additional cover can be requested via the app or a request can be lodged to remove risk item
- Search “Econorisk Assist” in the Play/App store
- Scroll to the Econorisk App
- Download the App
- You will be required to register
- Fill in your details
- Click on “Get OTP” once
- Insert OTP once received via SMS
- Accept the T&C’s
- Go to Log in
- Insert your mobile number and password
- Click login
Specialist & Niche Products
Some risks might be less common, but their impact is no less significant.
As a specialist insurer, Econorisk cultivates expert knowledge of particular risks, and provides policies tailored to fit your needs. Nothing is left to chance.
- Contractor’s All Risks
- Deterioration of Stock
- Loss of Profits
- Machinery Breakdown
- Plant All Risks
- Works Damage
Credit & Political Risks
- Confiscation, Nationalisation
- Riot wrap-around
- Local & Export Credit Guarantee
- Guarantees as an alternative to bank-issued guarantees
- Guarantees such as bid bonds, supply guarantees, performance bonds, court bonds and custom bonds
- Defamation/Libel and Slander
- Directors and Officers Liability
- Extortion/Kidnap & Ransom
- Inefficacy/Financial Loss
- Product Recall
- Product Guarantee
- Professional Indemnity
- Umbrella Liability
- Marine Cargo
- Marine Hull
- Stock Throughput
- Marine Liabilities
- ALOP (Advance Loss of Profits)
Heavy Commercial Vehicle Insurance
The commercial transport industry is steered by a string of events – some more controllable than others. The more you manage the risk, the smoother the road ahead. At Econorisk, we know what it takes to keep your business moving and offer specialised insurance for commercial fleets.
Some of the key benefits of a Heavy Commercial Vehicle (HCV) policy through Econorisk:
- Bespoke product offering to suit transporters needs
- Deep understanding of the industry and transporters unique requirements
- Full risk assessment
- Comprehensive policy management and the best advice
- Premium Finance
- Deposit premiums and refunds
- Road side assistance
- Third party liability to match the client’s needs
- Live video tracking to monitor driver behaviour
We understand the value and impact a driver has on your business and offer a tailor made healthcare plan for your drivers.
- Accident Cover – up to R300 000 for in hospital treatment
- GP Visits – 4 per annum
- Medication for 5 chronic diseases
- HIV Medication & Management
- Health Screenings
- Lifestyle Management – counselling, trauma support and child services
Econorisk is able to offer a single analytics platform that consolidates your data from a number of sources, including vehicle telematics, third party devices and financial and ERP systems data.