Specialist agri insurance is essential because standard commercial policies simply do not account for the unique risks and operational demands of agricultural businesses.
Specialist agri insurance is essential because standard commercial policies simply do not account for the unique risks and operational demands of agricultural businesses.
We are able to offer a wide range of agri insurance cover options, tailored to suit the specific needs and scale of your farming operation. All cover is subject to the terms, conditions, exclusions, and exceptions of our insurers.
Cover for loss or damage to crops caused by fire, hail, drought, storm, and other insured events
Protection against the loss of animals due to mortality, disease outbreaks, accident, or other covered perils.
Cover for tractors, implements, irrigation systems, and other essential farming equipment.
Protection for barns, storage facilities, and other structures on your property
Cover for claims arising from third-party injury, spreading of fire or property damage on your farm.
Specialised cover designed to protect farm vehicles and agricultural machinery that are essential to daily farming operations.
Agri insurance is designed for anyone whose livelihood depends on farming and agricultural production. Whether you run a small family farm, a large commercial agricultural operation, or a mixed farming enterprise, specialist agri insurance cover is essential for protecting the assets, income, and livelihoods that depend on your land being productive. South African farmers face a particularly challenging risk environment - from unpredictable weather and drought to crop disease and equipment failure - and standard commercial insurance simply doesn’t provide the level of protection agricultural operations require.
Our agri insurance solutions are suitable for grain and crop farmers, livestock and dairy farmers, poultry and pig farmers, fruit and vegetable producers, and game and wildlife farmers. If your business depends on the land, your animals, or your farming equipment, this cover is built with you in mind. We work with a wide range of agricultural insurers to find the right fit for your specific farming operation, no matter the size or sector.
Get in touch with our team and tell us about your farm, your agricultural assets, and the risks your farming operation faces. The more we understand your requirements, the better we can tailor agri insurance cover that fits your specific needs.
Our specialist brokers go to market on your behalf, comparing agri insurance options across a panel of leading insurers to find the most appropriate cover at the most competitive premium for your specific farming risk profile.
Once your agri insurance cover is in place, our relationship doesn't end there. We're here to help with policy queries, renewals, and to guide you through the claims process if and when you need us most.
Agri insurance is a specialist type of cover designed to protect farming operations against financial loss. It covers crop damage, livestock loss, farm equipment breakdown, farm buildings, and liability claims. Unlike standard commercial insurance, agri insurance is tailored specifically to the unique exposures faced by farmers and agricultural businesses in South Africa.
There are several types available, including crop insurance, livestock insurance, agricultural equipment insurance, farm buildings insurance, and agricultural liability cover. Some policies also include index-based agricultural insurance, which pays out based on measurable events like rainfall levels rather than individual farm losses.
Yes. Livestock represents one of the most significant assets on any farm, and losses due to disease, theft, drought, or accidents can be devastating. Livestock insurance provides financial protection against these losses, helping farmers recover and continue operating without taking on debt.
Yes. Agricultural equipment insurance covers tractors, combine harvesters, irrigation systems, and implements. Agricultural vehicle insurance covers vehicles used in the course of farming operations. Both can be included as part of a broader agri insurance policy.
Look for a broker with in-depth knowledge of the farming sector, access to agri-specific insurers, and a track record of handling farm claims. Econorisk specialises in agri insurance and works on your behalf to find the most appropriate cover at the most competitive premium.
Index-based agricultural insurance pays out when a pre-defined trigger - such as a drought index, rainfall measurement, or temperature threshold - is reached, rather than requiring an individual loss assessment on your farm. It is designed to provide faster, more transparent claims payments and is particularly useful in areas prone to climate-related risks.
South Africa does not currently have a universal government-backed agriculture insurance scheme. Most agricultural insurance is provided through the private market via specialist brokers and insurers. Speaking to a specialist agri insurance broker is the best way to understand what cover is available for your operation.
Get in touch with our specialist team today and let us find the right agri insurance cover for your farming operation.
