With Pet Insurance, you can say goodbye to unexpected vet costs and hello to peace of mind. Whether it’s an emergency, a routine check-up, or a little itch, we’ve got your fur baby covered.
Your pets are more than animals - they are family. They bring joy, companionship, and unconditional love into your home every day. Yet unexpected accidents and illnesses can result in vet bills that place real strain on your budget. We ensure that cost is never a barrier to the very best care your pet deserves.
Cover for unexpected injuries, from broken bones to emergency surgery.
Protection for the diagnosis and treatment of covered illnesses, including hospitalisation.
Cover for vaccinations, check-ups, and routine healthcare.
Protection for dental illness and procedures (plan dependent).
Cover for visits to specialist vets when your regular vet refers you on.
Protection for physiotherapy, hydrotherapy, and other covered therapies.
Protection for cash on your premises or in transit.
Available for dogs up to 11 years old, even with pre-existing conditions (plan dependent).
We also offer several tailor-made extensions for the motor trade industry.
Pet insurance is designed for any dog or cat owner who wants to make sure their pet can always access the veterinary care they need, without the cost becoming a barrier. Whether you have a playful puppy, a senior dog, a curious kitten, or a mature cat, Pet Insurance offers a range of plans to suit different breeds, ages, and budgets. Unexpected accidents and illnesses can happen at any time, and vet bills can add up quickly - pet insurance is the simplest way to make sure you are always prepared.
Pet Insurance is particularly well suited to pet owners who want the convenience of upfront claim payments, allowing you to access vet funds before your appointment rather than waiting to be reimbursed afterwards. Whether you are insuring your first pet or looking to switch from another provider, our team will help you find the right plan for your animal and your budget.
Get in touch with our team and tell us about your pet, their age, their breed, and the level of cover you are looking for. The more we understand your requirements, the better we can match you to a pet insurance plan that actually fits your needs and your budget.
Our specialist team will walk you through the available Oneplan Pet Insurance plans, helping you compare options and find the most appropriate pet insurance cover at the most competitive premium for you and your animal.
Once your pet insurance cover is in place, our relationship doesn't end there. We're here to help with policy queries, renewals, and to guide you through the claims process if and when you need us most.
Pet insurance is a specialist insurance product that covers the cost of veterinary treatment for your dog or cat following an accident or illness. Depending on the plan you choose, it can cover emergency vet visits, surgery, hospitalisation, medication, specialist referrals, dental treatment, wellness and preventative care, and complementary therapies such as physiotherapy and hydrotherapy. Pet insurance gives you the financial security to make treatment decisions based on what is best for your pet rather than what you can afford at the time.
The cost of pet insurance in South Africa depends on several factors including the species, breed, and age of your pet, the level of cover you select, and whether your pet has any pre-existing conditions. Premiums can start from as little as R80 per month for basic cover and increase with the comprehensiveness of the plan. The best way to get an accurate pet insurance quote is to speak to a specialist broker or compare plans directly — and remember that the cheapest option is not always the best value if it leaves significant gaps in cover.
The best pet insurance in South Africa depends on your pet's specific needs and your budget. Key factors to consider when comparing plans include whether claims are paid upfront or reimbursed after the fact, whether pre-existing and hereditary conditions are covered, the annual and per-incident claim limits, whether there are excesses or sub-limits, the range of covered treatments, and whether wellness and preventative care is included. Econorisk offers comprehensive and flexible options, including upfront claim payments, and plans to suit a range of budgets.
Yes. For most pet owners, pet insurance is well worth the monthly premium. Veterinary treatment costs in South Africa have risen significantly in recent years, and a single emergency procedure such as surgery or hospitalisation can cost anywhere from R5 000 to R50 000 or more depending on the condition and the practice. Pet insurance spreads this risk into a manageable monthly premium, ensuring that your pet can always access the treatment they need without placing a significant financial burden on you. For pet owners who want peace of mind and the ability to say yes to treatment without hesitation, pet insurance is a sound investment.
Dog insurance in South Africa typically covers accidents and injuries, illness and disease, surgery and hospitalisation, medication, specialist referrals, and in some cases dental treatment, wellness visits, and complementary therapies. The specific cover depends on the plan you choose — more comprehensive plans cover a wider range of conditions and have higher claim limits.
Yes. Pet insurance for cats is widely available in South Africa and covers many of the same conditions as dog insurance, including accidents, illness, surgery, hospitalisation, and wellness care. Cat insurance premiums are generally lower than dog insurance premiums due to the lower average cost of feline veterinary treatment. Whether you have a playful kitten or a senior cat, there are pet insurance plans available to suit different ages, breeds, and budgets.
Pet medical aid and pet insurance are terms that are often used interchangeably in South Africa, but there are some differences worth understanding. Pet medical aid typically operates on a similar model to human medical aid, providing cover for a defined set of veterinary treatments up to specified annual limits. Pet insurance, on the other hand, is underwritten by a short-term insurer and typically covers unexpected events such as accidents and illnesses. In practice, many South African products combine elements of both.
Most standard pet insurance policies exclude pre-existing conditions — that is, conditions your pet was diagnosed with or showed symptoms of before the policy started. Some plans do offer cover for dogs with pre-existing and hereditary conditions. It is important to disclose your pet's full medical history when applying for cover to avoid any issues at claims stage.
Pet dental insurance is available on selected plans and covers dental illness and procedures such as extractions and the treatment of dental disease. Routine dental cleaning is sometimes covered under wellness benefits. Not all pet insurance plans include dental cover as standard, so it is important to check the specific plan details before purchasing. If your pet has a breed that is prone to dental issues — such as small dog breeds — dental cover is worth looking for when comparing pet insurance plans in South Africa.
Yes. Multi-pet insurance is available in South Africa and allows you to insure more than one dog or cat under a single policy or linked policies, often at a discounted rate. If you have multiple pets, it is worth asking your broker or insurer about multi-pet discounts, as insuring all your animals through the same provider can result in meaningful savings on your combined premium. Cover is typically available for each pet individually, meaning each animal has its own claim limits and benefit structure.
Yes. Older pet insurance is available in South Africa, though options can be more limited than for younger animals. Premiums for older pets are typically higher to reflect the increased likelihood of illness and veterinary treatment, but having cover in place for a senior animal is particularly important given that age-related conditions can result in significant ongoing veterinary costs. It is advisable to arrange cover for your pet as early as possible, as waiting until your animal is older can result in pre-existing conditions being excluded.
When comparing pet insurance in South Africa, look beyond the monthly premium and consider the following factors: whether claims are paid upfront or reimbursed, the annual and per-incident claim limits, whether there are any excesses or sub-limits, what conditions and treatments are covered or excluded, whether pre-existing conditions are covered, the waiting periods before cover begins, and whether wellness and preventative care benefits are included. Speaking to a specialist pet insurance broker is the most efficient way to compare options and find the plan that offers the best value for your specific pet and circumstances.
You can get a pet insurance quote online through insurer websites or by speaking to a specialist pet insurance broker. When requesting a quote, you will typically need to provide information about your pet including their species, breed, age, and medical history. A broker can compare quotes across multiple pet insurance companies in South Africa on your behalf and help you select the plan that best matches your needs and budget.
Get in touch with our specialist team today and let us find the right pet insurance cover for you and your animal.
